Following this trend, the Instacart Mastercard launched in July 2022 as the first credit card for grocery delivery fans, offering a complimentary year of Instacart+ membership (providing reduced fees and credits on pickup orders).

The popularity of grocery and meal delivery services has exploded over the past few years. Card rating*: ⭐⭐½ *Card rating is based on the opinion of TPG's editors and is not influenced by the card issuer. These restrictions are unlikely to convince those not already loyal to Instacart to get the card. However, its bonus categories require making purchases in specific ways that may not appeal to everyone. The Instacart Mastercard earns highly on more than just Instacart purchases and provides more benefits than typical for a card without an annual fee. Update: Some offers mentioned below are no longer available.